Back to Resources

How to Pay Contractors in Vietnam: Complete 2025 Guide

For businesses paying independent contractors in Vietnam

Quick Summary

Best payment methods for Vietnamese contractors:

  1. Wise (lowest fees, best rates)
  2. PayPal (widely accepted)
  3. Payoneer (popular alternative)
  4. Bank transfer (traditional method)

Key requirements:

  • Written service agreement
  • Currency considerations (USD strongly preferred over VND)
  • Tax compliance (contractor's responsibility)
  • Understanding of Vietnamese tax system

Why This Guide Is Different

Vietnam has emerged as a major tech outsourcing destination with competitive rates and skilled developers. If you're hiring contractors in Vietnam, you need to understand:

  • Payment method preferences (Wise and PayPal are most popular)
  • Currency considerations (USD strongly preferred over VND)
  • Tax system (contractors handle their own tax compliance)
  • Time zone advantages (ICT is UTC+7, good overlap with Asia-Pacific)
  • Growing English proficiency in tech sector
  • Competitive rates (30-50% lower than Western countries)

Payment Methods Compared

MethodCostSpeedBest For
Wise$3-$81-2 daysRegular payments, best exchange rates
PayPal$5-$15InstantWidely accepted, instant transfers
Payoneer$5-$101-3 daysPopular with Vietnamese freelancers
Bank Transfer$15-$403-7 daysLarge amounts, traditional method

Recommended: Wise

Why Wise is best for Vietnam payments:

  • Lowest fees ($3-$8 vs $15-$40 for traditional bank transfers)
  • Real mid-market exchange rate (no markup)
  • Fast transfers (1-2 business days)
  • Transparent pricing
  • Widely accepted by Vietnamese contractors
  • Can send USD or VND

Currency Considerations

Currency choice is important when paying Vietnamese contractors, with USD being strongly preferred.

USD vs VND: Prefer USD

Pay in USD if:

  • Contractor prefers USD (most do)
  • You want to avoid VND exchange rate fluctuations
  • Contractor has USD account or uses Wise/PayPal
  • You're paying multiple international contractors
  • Contractor works primarily with international clients

Pay in VND if:

  • Contractor specifically requests VND
  • You have VND operations in Vietnam
  • Contractor prefers local currency for tax purposes

Pro tip: Most Vietnamese tech contractors prefer USD because it provides more stability and international purchasing power. Always ask your contractor which currency they prefer before setting up payments.

Tax and Compliance Requirements

When hiring contractors in Vietnam, tax obligations are straightforward: the contractor is responsible for their own taxes.

Your Responsibilities (as the client)

  • Proper classification: Ensure the worker is truly an independent contractor
  • Written agreement: Have a clear service contract
  • Payment records: Keep documentation of all payments
  • No withholding: You don't withhold Vietnamese taxes (contractor handles this)

Contractor's Responsibilities

  • Tax registration: Register with Vietnamese tax authorities if required
  • Income tax: File tax returns and pay income tax on freelance earnings
  • Record keeping: Keep records of income and expenses
  • VAT: Handle VAT obligations if applicable

Important: As a foreign company paying a Vietnamese contractor, you typically don't have tax withholding obligations in Vietnam. The contractor handles their own tax compliance. Consult with a tax professional for your specific situation.

Common Mistakes (And How to Avoid Them)

Mistake 1: Using Expensive Bank Transfers

Problem: Traditional international wire transfers cost $15-$40 per transaction with poor exchange rates.

Solution: Use Wise or PayPal to save 60-80% on transfer fees.

Mistake 2: Not Asking Currency Preference

Problem: You assume VND is preferred, but contractor wants USD for stability.

Solution: Always ask your contractor which currency they prefer. Most tech workers prefer USD.

Mistake 3: No Written Contract

Problem: Verbal agreements lead to disputes about scope and payment terms.

Solution: Always have a written service agreement before starting work. Kontrable provides contract templates.

Mistake 4: Ignoring Time Zone Differences

Problem: Vietnam is UTC+7, which can create communication challenges with US teams.

Solution: Establish clear communication windows and use async tools. Vietnamese contractors are often flexible with hours.

Why Hire Vietnamese Contractors?

  • Competitive rates: 30-50% lower than Western countries
  • Skilled workforce: Growing tech talent pool
  • Strong work ethic: Dedicated and reliable professionals
  • Improving English: Growing English proficiency in tech sector
  • Time zone: Good overlap with Asia-Pacific region
  • Growing tech ecosystem: Expanding startup and tech industry

Tools for Managing Vietnamese Contractors

Kontrable is built specifically for managing international contractors:

  • Track payments across Wise, PayPal, and other methods
  • Store contracts and invoices
  • Handle multiple currencies (USD, VND, EUR, etc.)
  • Generate payment reports for accounting
  • No per-contractor fees (unlike Deel at $49/month per contractor)

Frequently Asked Questions

Q: Should I pay Vietnamese contractors in USD or VND?

A: Most Vietnamese tech contractors prefer USD for stability and international purchasing power. Always ask your contractor which currency they prefer.

Q: Do I need an EOR platform for Vietnamese contractors?

A: No. EOR is for employees. Vietnamese contractors handle their own tax compliance. You just need a good payment method (Wise) and contractor management tool (Kontrable).

Q: What's the best payment method for Vietnam?

A: Wise offers the lowest fees ($3-$8) and best exchange rates. PayPal is also popular but has higher fees ($5-$15). Avoid traditional bank transfers ($15-$40).

Q: Do I need to withhold Vietnamese taxes?

A: No. As a foreign company paying a Vietnamese contractor, you typically don't withhold Vietnamese taxes. The contractor is responsible for their own tax compliance.

Get Started

Managing Vietnamese contractors?

  1. Set up Wise business account
  2. Create written service agreement
  3. Ask contractor for currency preference (USD or VND)
  4. Get contractor's bank details or Wise account
  5. Set up payment schedule

Want to automate this?

Kontrable launches January 2026 with contractor management tools built for international teams.

Join the Waitlist →

Related Guides